In a world where subscriptions have become the norm for everything from streaming services to meal kits, it’s no surprise the concept has extended its reach into the realm of healthcare. Unfortunately, the current health model often leaves individuals and employers grappling with rising premiums and exorbitant out-of-pocket costs. Therefore, it’s time to explore alternative solutions that prioritize accessibility, affordability and flexibility – such as subscription-based healthcare.
Subscription-based health plans are becoming increasingly popular as employers and individuals seek alternatives to traditional insurance plans. Introducing subscription-based health benefits can help reimagine how we receive and pay for medical services, breaking free from the constraints of conventional health insurance. Discover the possibilities and advantages of subscription-based health benefits of MakoRx Complete Care.
The Limitations of the Current Health Insurance Model
The current health insurance model has long been the foundation of our health system. However, it is not without its limitations. As healthcare costs rise, it becomes evident that the traditional health insurance model falls short in several ways:
High-cost Premiums
One of the primary concerns is soaring premiums that burden individuals and businesses alike. Premiums reached all-time highs in September 2022, putting a strain on household budgets and making it difficult for employers to provide affordable coverage to their employees. Moreover, this rise often outpaces wage growth, creating a financial squeeze for individuals and businesses.
Expensive Out-of-pocket Costs
As if premiums weren’t expensive enough, individuals are also faced with high out-of-pocket costs. Deductibles, copays, and coinsurance amounts have increased, leaving individuals responsible for a significant portion of their healthcare expenses. This financial burden can deter individuals from seeking necessary care, leading to delayed treatments and potentially worse health outcomes.
Limited Coverage
Furthermore, limited insurance coverage options and lack of flexibility within the current health insurance model can be frustrating. As a result, many individuals find themselves restricted to a specific network of healthcare providers or facing barriers when seeking care outside their designated network. This lack of choice can be particularly challenging for individuals who prefer or need specialized care or access to specific healthcare professionals.
How Subscription-based Healthcare Works
Rather than paying premiums and out-of-pocket costs for each medical service, subscription-based health plans require individuals to pay a flat monthly fee. This monthly fee, or subscription charge, grants members access to a variety of services — from primary care visits and urgent care consultations to lab tests and prescription medications. This coverage typically includes telehealth services adding to the convenience of the subscription-based model.
MaxoRx Complete Care offers several plans to fit the needs of individuals and employers. So whether you’re looking for corporate solutions or individual coverage, MaxoRx has a plan for you. Our plans include access to a network of local providers and pharmacy services, giving members the freedom to choose the care they need without restriction.
Key Benefits of Subscription-based Healthcare
Choosing a subscription-based health plan may come with several key benefits. If you are unhappy with the current health insurance model, adding a subscription-based plan may be the right choice for you. Below are just a few of the advantages that you may experience when signing up for a subscription-based health plan:
Enhanced Coverage
Subscription-based health plans often provide enhanced coverage for a wide range of services. Traditional health insurance plans may restrict coverage for certain services or exclude coverage altogether. However, adding a subscription-based plan can provide coverage for an array of medical services, including primary care, telehealth appointments, lab work and virtual mental health visits. This ensures individuals have access to the care they need without worrying about limitations or gaps in coverage.
Increased Accessibility
Subscription-based healthcare models strive to improve accessibility to healthcare services. By offering virtual care options, individuals can easily connect with healthcare providers from the comfort of their own homes. This eliminates the need for travel or long wait times. In addition, subscription-based plans may also provide coverage for in-person visits, giving members the flexibility to choose the care that works best for their lifestyle.
Transparent Pricing and Cost Savings
Traditional health insurance coverage may come with hidden fees and confusing costs. Subscription-based programs, however, are designed to offer a more transparent pricing model. Having one set price each month makes it easier for members to plan and budget accordingly.
Improved Patient Experience
Subscription-based healthcare focuses on improving the patient experience by emphasizing factors such as shorter wait times, convenient appointments and personalized attention. This approach aims to make healthcare more positive and fulfilling for individuals throughout their journey.
Experience a New Era of Healthcare with MakoRx Complete Care
Subscription-based healthcare models are poised to revolutionize the industry. MakoRx, a leading provider in this space, is challenging the traditional structure of health insurance coverage. Our health plans are paving the way for improved access and affordability for individuals and employers.
With MakoRx Complete Care, you have the opportunity to take control of your health like never before. Signing up for one of our innovative plans gives you access to benefits that go beyond traditional health insurance. Click here to learn more and sign up for MakoRx Complete Care.